Author Archives: Gary Goldberg

About Gary Goldberg

As an owner of a real estate company, I strive for excellence, and hope to exceed that goal. Whether you are buying or selling a home, interested in leasing or looking for a vacation rental, I can help you. My knowledge of Santa Barbara, since 1994, includes properties in Carpinteria, Summerland, Montecito, Santa Barbara, Hope Ranch and Goleta and all surrounding beach properties. Let an attorney with real estate expertise and great negotiating skills handle all your real estate needs. Qualifications • Member, Multiple Listing Service o Santa Barbara o Ventura o Santa Ynez • Multi-Million Dollar Sales each year • $650,000,000 in sales throughout my career • Lawyer for 24 years (non-practicing) • Real Estate Broker for 23 years • Experienced in 1031 Exchange, Foreclosures/Short Sales, complicated transactions • Santa Barbara City College Lecturer for 20 years for Real Estate Courses • Member, National Association of Realtors • Member, Santa Barbara Chamber of Commerce • Member, National Association of Rental Property Managers • Member, Santa Barbara Association of Realtors Grievance Committee Member • Vacation Rental Manager's Association (the only member in Santa Barbara) • Member, Property Management Section of National Association of Realtors • Former legal practice in real estate, landlord-tenant and litigation • Member, Santa Barbara Rental Property Association • Member, Santa Barbara Association of Realtors • Member, California Association of Realtors • Member, Better Business Bureau • Broker/Attorney (University of California, Hastings College of Law, 1991, Graduated Top 10%) (U.C.S.B. Graduated, 1988, With Honors)

GSE Patch to Expire

SCOTSMAN GUIDE Jul 26, 2019  11:25 ET FPB proposes letting GSE patch expire   The Consumer Financial Protection Bureau (CFPB) has announced its intentions to allow the “GSE Patch” expire at the end of its term on Jan. 10, 2021.

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Federal Reserve took significant action

by Nathan Nelson, Loan Consultant, LoanDepot Yesterday, the Federal Reserve met to set the stage for the rest of the year and make one of the most significant actions of Fed Chairman Powell’s one-and-a-half year long tenure. The meeting’s outcome … Continue reading

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Jumbo Loans Highest Credit Availability Highest on Record

Jul 9, 2019  16:45 ET Scotsman  Guide Credit availability for jumbo loans reaches new peak   Are your clients looking for jumbo mortgages? According to the Mortgage Bankers Association’s newest Mortgage Credit Availability Index, jumbo loan credit availability is at its highest level on … Continue reading

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Slowing Housing Market Growth

Jul 9, 2019  15:15 ET Scotsman Guide Slowing supply growth could signal housing-market shift   U.S. housing inventory is growing — although how long that trend will continue is hazy, according to June data from Realtor.com.

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The Housing Market Balloon

From Scotsman Guide Residential Edition   |   July 2019 The Housing-Market Balloon Isn’t About to Pop A weakening of credit standards for the mortgage industry could spell trouble in the future By Dick Lepre, senior loan adviser, RPM Mortgage | bio Home prices have climbed substantially since bottoming … Continue reading

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Mortgage Pre-Payment Benefit

Put This Mortgage Industry Truism to the Test Prepayments may still be a valuable option for clients who can’t afford shorter-term loans By Hiroshi Hishida, owner, North Star Capital Management LLC  From Scotsman Guide Residential Edition   |   July 2019   The internet introduced the world to … Continue reading

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FHA shows growing number of risky loans

Jun 11, 2019  14:45 ET Scotsman Guide Media FHA report shows growing number of riskier loans   A quarterly report from the Federal Housing Administration (FHA) revealed that the average credit score for an FHA mortgage borrower in the second quarter of this year … Continue reading

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California Neighborhoods Face Radical Change

California could bring radical change to single-family home neighborhoods By LIAM DILLON MAY 13, 2019 | 9:10 AM | SACRAMENTO If you live in a single-family home in California, it’s likely everyone else in your neighborhood does too. That could change under a state … Continue reading

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Freddie Mac – MFH Financing

Freddie Mac speeds rollout of manufactured-home financing May 2, 2019  16:10 ET Scotsman Guide With housing inventory still lagging, Freddie Mac has announced that its CHOICEHome financing program for manufactured houses is now available to eligible lenders across the country.

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Lowest Unemployment since 1969

Healthy economy posts lowest unemployment since 1969 Scotsman Guide May 3, 2019  15:15 ET The economy added 263,000 jobs in April, pushing the jobless rate to its lowest level in 50 years, according to the latest report from the U.S. Bureau of Labor Statistics.

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