Author Archives: Gary Goldberg

About Gary Goldberg

As an owner of a real estate company, I strive for excellence, and hope to exceed that goal. Whether you are buying or selling a home, interested in leasing or looking for a vacation rental, I can help you. My knowledge of Santa Barbara, since 1994, includes properties in Carpinteria, Summerland, Montecito, Santa Barbara, Hope Ranch and Goleta and all surrounding beach properties. Let an attorney with real estate expertise and great negotiating skills handle all your real estate needs. Qualifications • Member, Multiple Listing Service o Santa Barbara o Ventura o Santa Ynez • Multi-Million Dollar Sales each year • $650,000,000 in sales throughout my career • Lawyer for 24 years (non-practicing) • Real Estate Broker for 23 years • Experienced in 1031 Exchange, Foreclosures/Short Sales, complicated transactions • Santa Barbara City College Lecturer for 20 years for Real Estate Courses • Member, National Association of Realtors • Member, Santa Barbara Chamber of Commerce • Member, National Association of Rental Property Managers • Member, Santa Barbara Association of Realtors Grievance Committee Member • Vacation Rental Manager's Association (the only member in Santa Barbara) • Member, Property Management Section of National Association of Realtors • Former legal practice in real estate, landlord-tenant and litigation • Member, Santa Barbara Rental Property Association • Member, Santa Barbara Association of Realtors • Member, California Association of Realtors • Member, Better Business Bureau • Broker/Attorney (University of California, Hastings College of Law, 1991, Graduated Top 10%) (U.C.S.B. Graduated, 1988, With Honors)

FHA shows growing number of risky loans

Jun 11, 2019  14:45 ET Scotsman Guide Media FHA report shows growing number of riskier loans   A quarterly report from the Federal Housing Administration (FHA) revealed that the average credit score for an FHA mortgage borrower in the second quarter of this year … Continue reading

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California Neighborhoods Face Radical Change

California could bring radical change to single-family home neighborhoods By LIAM DILLON MAY 13, 2019 | 9:10 AM | SACRAMENTO If you live in a single-family home in California, it’s likely everyone else in your neighborhood does too. That could change under a state … Continue reading

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Freddie Mac – MFH Financing

Freddie Mac speeds rollout of manufactured-home financing May 2, 2019  16:10 ET Scotsman Guide With housing inventory still lagging, Freddie Mac has announced that its CHOICEHome financing program for manufactured houses is now available to eligible lenders across the country.

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Lowest Unemployment since 1969

Healthy economy posts lowest unemployment since 1969 Scotsman Guide May 3, 2019  15:15 ET The economy added 263,000 jobs in April, pushing the jobless rate to its lowest level in 50 years, according to the latest report from the U.S. Bureau of Labor Statistics.

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Know Your Borrower – Underserved Market Opportunities

By Ray Brousseau, president, Carrington Mortgage Services LLC | bio 5/8/2019 Too often, the common wisdom tells us the underserved market is a vast mortgage wasteland, a place filled with delinquencies and foreclosures, an arena to be avoided. The better idea, it’s argued, … Continue reading

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Hard Money Lenders

Escape the Wild West Private lenders are adopting set underwriting standards to protect borrowers Commercial mortgage brokers tend not to associate hard money, or private money, with a strict set of underwriting guidelines. Long regarded as the wild west of … Continue reading

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Suburban Apartment Market

Commercial Department: Property Typecast: May 2019 By Victor Calanog, chief economist and senior vice president for research, Reis Inc.; and Barbara Byrne Denham, economist, Reis Inc. | bio Are suburban apartment markets playing catch-up? The expansion of the U.S. apartment market over the past seven years … Continue reading

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Lower Mortgage Rates Entice Buyers

New home sales pick up the pace on lower mortgage rates Housing market strongest in a year March 29, 2019   KK Howley Kathleen “KK” Howley is real estate editor for HousingWire. Sales of new homes rose in February to … Continue reading

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New FHA Standards

WSJ: New FHA standards could flag 50,000 loans yearly Wall Street Journal March 26, 2019 Updated standards from the Federal Housing Administration (FHA) regarding high-risk mortgages could affect up to 50,000 loans annually, according to the Wall Street Journal.

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Rosy Outlook for Home-Affordability

Home-affordability outlook is rosy but could be short-lived Scotsman Guide March 25, 2019 For mortgage originators with clients who’ve been waiting for the right time to buy a home, it may be a rosy spring buying season, according to First … Continue reading

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